private sector.
It was highlighted that the total pre-authorization amount of ₹666.34 crore has been achieved over a period of 315 days (April 17, 2025 to February 16, 2026). On a pro-rata basis, the projected pre-authorization outgo for the full 365-day policy period is estimated to reach approximately ₹772 crore, indicating sustained demand and growing trust in the scheme.
The Governing Council underscored the importance of timely claim processing, strengthened monitoring mechanisms, and enhanced coordination between public and private healthcare institutions to ensure seamless delivery of benefits to eligible beneficiaries. The performance under the current policy period reflects the continued commitment of the State Health Agency towards providing financial risk protection and expanding quality healthcare access across Jammu and Kashmir.